Buy to let
Professional Advice Team
Elevate Mortgage Group offers expert guidance on buy-to-let mortgages. Whether you’re purchasing in personal or company names, our team provides clear, professional advice tailored to your needs. From first-time investors to experienced landlords expanding a portfolio, or those looking for ongoing support with existing mortgages, we’re here to help you make confident, informed decisions and build a secure financial future.
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✅ Designed for landlords – specifically for purchasing or remortgaging a property you plan to rent out.
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✅ Deposit requirements – usually higher than residential mortgages (typically 20–25% minimum).
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✅ Interest rates & fees – can differ from residential mortgages; sometimes slightly higher.
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✅ Affordability checks – lenders assess the expected rental income as well as your personal circumstances.
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✅ Ownership options – you can buy in your own name or through a limited company.
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✅ Tax considerations – different tax rules apply to rental income and mortgage interest (speak with an accountant for tailored advice).
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✅ Portfolio landlords – if you already own multiple properties, lenders may have specific criteria for you.
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✅ Future planning – a buy-to-let mortgage can support long-term wealth building, but it’s important to understand the risks as well as the rewards.
