Mortgage calculators
Rough numbers in about a minute, before you speak to anyone. They are estimates rather than decisions, but they will tell you quickly whether you are in the right area.
Every calculator here does its work in your browser. Nothing you type is sent to us, stored, or used to follow you around afterwards, so you can put your real figures in and get a real answer.
None of them can tell you whether a particular lender will say yes. That depends on how each one reads your income, your commitments, your credit file and the property, and the spread between the most and least generous on identical facts is wider than almost anybody expects. That gap is the part worth having a conversation about.
Mortgage Repayment
Monthly payment, loan to value, and what the whole thing costs across the full term.
Open the calculatorOverpayment
The interest a regular overpayment saves, and how much sooner you finish.
Open the calculatorStamp Duty
The tax on a given purchase price, worked out band by band.
Open the calculatorA number is not an answer.
These tools give you the shape of it. What they cannot do is tell you which lender will say yes, and on what terms, which is the part we actually do. The first conversation costs nothing and commits you to nothing.